Our Process

Each of our client’s requirements are unique. Most people, however, can expect the following process when they come to us for advice:

• Analysis of your current situation
  In the first meeting, you and your adviser will discuss your finances, and your concerns. Your adviser will review your income and expenditure, your total assets and liabilities, and will discuss your goals, objectives and vision for the future. They will provide you with information about key wealth creation concepts. You’ll have the opportunity to question them on their expertise, investment strategy, philosophy and more.
• Presentation of your draft financial plan
  You will be presented with recommended strategies which will become the draft model of your financial plan. From there, you and your adviser will work together to formulate an agreed-upon final model and they will also introduce additional wealth creation concepts. Your adviser will ensure that every detail is adequately covered and that you understand the issues involved. At this point your adviser will be able to provide full details of costs upon implementation, should you wish to proceed with implementing your financial plan.
• Implementation of your approved model
  With your financial plan ready to be put to action, you will be required to fill out some paperwork. Once this is complete, your adviser can proceed with implementing your financial plan.
• Annual review
  Circumstances change, as do priorities, life goals and objectives. At least once per year you will be provided with an extensive face-to-face annual review of your financial plan, with updated recommendations.